<?xml version="1.0" encoding="UTF-8"?>
<!-- One URL per page. There is no /en/ — both languages render at the same
     address from a client-side switch — so there are no hreflang alternates
     here and none in the pages. -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <url>
    <loc>https://saftix.bg/</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- The scope checker. The one question every Bulgarian accountant has
       about SAF-T right now is whether it is their problem yet, and this is
       the page that answers it outright instead of handing over a table to
       work through. Nothing on it leaves the browser. -->
  <url>
    <loc>https://saftix.bg/saf-t-obhvat.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://saftix.bg/errors.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- The free check, on a page of its own. It used to be a sentence in the
       landing's third lane, which is no address to arrive at for the one
       reader who is searching hardest: someone whose file the НАП has just
       returned. -->
  <url>
    <loc>https://saftix.bg/free-check.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- The НАП-message translator. The search this page answers — 'SAF-T
       грешка НАП' — is the one open lane nobody advertises on (board,
       16 Oct): the reader has a rejection in hand and wants to know which
       field it names, before any sign-up. -->
  <url>
    <loc>https://saftix.bg/nap-greshka.html</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- The party-identity defects the NRA validator accepts — the public case
       for the checks only Saftix reports. -->
  <url>
    <loc>https://saftix.bg/kb-party-identity.html</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- The requirement reference. Highest-priority page after the two the
       funnel starts on: someone lands here by searching an identifier off an
       НАП rejection notice, which only works if the page is crawlable. -->
  <url>
    <loc>https://saftix.bg/nra-reference.html</loc>
    <lastmod>2026-08-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- The dated change log of НАП's own publications, built from the two
       bundles this repository holds. -->
  <url>
    <loc>https://saftix.bg/nra-changes.html</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://saftix.bg/nra-changes-2026-02.html</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://saftix.bg/about.html</loc>
    <lastmod>2026-08-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://saftix.bg/learn-more.html</loc>
    <lastmod>2026-08-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://saftix.bg/pricing.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://saftix.bg/privacy.html</loc>
    <lastmod>2026-08-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://saftix.bg/terms.html</loc>
    <lastmod>2026-08-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://saftix.bg/aup.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://saftix.bg/billing-terms.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://saftix.bg/subprocessors.html</loc>
    <lastmod>2026-08-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.2</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb.html</loc>
    <lastmod>2026-08-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-what-is-saf-t.html</loc>
    <lastmod>2026-08-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-vat-ledgers.html</loc>
    <lastmod>2026-08-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-nomenclatures.html</loc>
    <lastmod>2026-08-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-export-format.html</loc>
    <lastmod>2026-08-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-reading-the-report.html</loc>
    <lastmod>2026-08-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-who-must-file.html</loc>
    <lastmod>2026-08-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-erp-export.html</loc>
    <lastmod>2026-10-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-appendix3-warnings.html</loc>
    <lastmod>2026-08-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-free-validator.html</loc>
    <lastmod>2026-08-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- The rejected-file explainer: the page a search for a pasted portal
       message should land on. -->
  <url>
    <loc>https://saftix.bg/kb-rejected-file.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- The XSD-rejection page. The portal message an accountant pastes into a
       search box the moment a file comes back, and the one query where the
       repository holds facts nothing else publishes: the four kinds of
       mismatch, and what actually differs between schema 1.0.1 and 1.0.2. -->
  <url>
    <loc>https://saftix.bg/kb-xsd-schema-error.html</loc>
    <lastmod>2026-09-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://saftix.bg/accounting-firms.html</loc>
    <lastmod>2026-09-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://saftix.bg/kb-schema-versions.html</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <!-- Schema 1.0.3 (order З-ЦУ-30-1797/13.10.2026), in force from 01.11.2026. -->
  <url>
    <loc>https://saftix.bg/kb-schema-1-0-3.html</loc>
    <lastmod>2026-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- The date-centric waves/deadlines page: „SAF-T срокове" queries. -->
  <url>
    <loc>https://saftix.bg/kb-saft-deadlines.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Per-program pages: „SAF-T от [програма]" queries. -->
  <url>
    <loc>https://saftix.bg/kb-saft-microinvest.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-saft-plus-minus.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-saft-ajur.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-saft-alma.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://saftix.bg/kb-saft-biznes-navigator.html</loc>
    <lastmod>2026-09-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
</urlset>
